Buy vs. Rent

Make a data-driven decision. Compare the long-term financial impact of buying a home versus renting in today's market.

Your Parameters

Property Price£450,000

Current Monthly Rent£1,850

Annual Growth3.5%

Deposit %

Mortgage Rate

Rent Inflation

Investment Return

Our Analysis

Based on current market growth and interest rates, equity gain outpaces rent and costs at the 12-month mark.

Est. Net Gain (10yr)£184,069

Buying is favoured

Buying

Renting

Year	Buying Cost	Renting Cost	Difference	Property Value
Year 1	£17,304	£18,825	+£1,521	£465,750
Year 5	£28,546	£98,041	+£69,495	£534,459
Year 10	£22,196	£206,265	+£184,069	£634,769
Year 15	-£11,264	£325,261	+£336,526	£753,907
Year 25	-£183,615	£597,223	+£780,838	£1,063,460

£248,715

£247,375

Calculations are estimates and do not constitute financial advice. Always consult a qualified financial adviser.