Mortgage Comparison

Compare illustrative mortgage products side by side. Enter your property price and deposit to see estimated monthly payments across major UK lenders.

Important: These rates are indicative only and not financial advice. Rates change daily — always get a personalised quote from a broker.

Your Details

Adjust the values below to compare monthly payments.

Property Price

Deposit

Term (years)

Loan amount: £300,000 · LTV: 86%

Illustrative Mortgage Products

Showing 10 products sorted by monthly payment (lowest first).

Lender	Product	LTV	Type	Initial Rate	Monthly Payment	APRC
BarclaysLowest	5-Year Fixed	60%	Fixed	4.05%	£1,591.80/mo	6.5%
Barclays	2-Year Fixed	60%	Fixed	4.15%	£1,608.46/mo	6.9%
Nationwide	2-Year Fixed	60%	Fixed	4.19%	£1,615.15/mo	6.9%
HSBC	5-Year Fixed	75%	Fixed	4.35%	£1,642.06/mo	6.8%
HSBC	2-Year Fixed	75%	Fixed	4.45%	£1,658.99/mo	7.1%
Santander	Tracker	75%	Tracker	4.74%	£1,708.63/mo	6.9%
NatWest	5-Year Fixed	85%	Fixed	4.79%	£1,717.26/mo	7.1%
NatWest	2-Year Fixed	85%	Fixed	4.89%	£1,734.60/mo	7.4%
Halifax	5-Year Fixed	90%	Fixed	5.19%	£1,787.14/mo	7.5%
Halifax	2-Year Fixed	90%	Fixed	5.24%	£1,795.97/mo	7.8%

Monthly payments calculated using standard amortisation. APRC figures are illustrative. Not regulated financial advice. Always consult an FCA-authorised mortgage broker.

Frequently Asked Questions

What does LTV mean?

Loan-to-Value (LTV) is the ratio of your mortgage to the property value. A lower LTV (e.g. 60%) typically means better interest rates because you are borrowing less relative to the property price.

What is the difference between rate and APRC?

The initial rate is what you pay during the introductory period (e.g. 2 or 5 years). APRC (Annual Percentage Rate of Charge) reflects the total cost over the full mortgage term, including fees and the lender's revert rate.

Should I choose a 2-year or 5-year fixed rate?

A 2-year fix gives you flexibility to remortgage sooner but carries more uncertainty. A 5-year fix offers longer payment stability. The best choice depends on your plans and risk tolerance.